Purchee — Every receipt. Every retailer. One place.

The platform

The ownership layer for everyday commerce.

Loyalty programmes belong to retailers. Card schemes belong to banks.
Purchee is the universal layer beneath both — shopper-owned, payment-rail and POS-neutral, built to last.

Card fingerprint

A privacy-safe token issued by the payment processor — same shopper, recognised across visits, no card number stored.

Apple & Google Pay

Wallet identity that works at any contactless terminal — no app open, no QR code, no extra tap at the till.

Phone & email

The lightest-touch fallback for cash, EFTPOS-only, or first-visit shoppers — entered once, recognised every time.

CDR & UPI Roadmap

Australia's Consumer Data Right and India's UPI-VPA — open identity rails that let Purchee grow without owning the payment.

Why it's defensible. Every retailer that joins makes the wallet more useful to every shopper.
Every shopper that joins makes Purchee a richer post-purchase channel for every retailer.
Multi-anchor identity means no rail can switch it off — and shopper-owned data by structure means no incumbent can copy the foundations.

AI intelligence layer

The intelligence layer on every receipt.

Purchee AI is trained on the structured transaction graph — items, stores, prices, dates, returns, warranties, loyalty tiers.
One assistant, two surfaces: shoppers ask it in plain English to find, prove, and export; retailers ask it the hard commercial questions they can't answer from a POS alone.

Purchee AI for shoppers

Find, prove, export — in your own words.

Find my Luminary vase receipt from last year

Found it. Luminary Home Goods · $189.00 · 4 Aug 2025. Still within the 2-year warranty window. Open receipt →

How much did I spend on fashion this quarter?

$1,284.50 across 11 purchases. Up 18% vs last quarter. Top merchants: Sportsgirl, Country Road, Uniqlo.

Prep my tax export for work-related purchases

Done. 23 eligible receipts totalling $2,106. GST $191.45. Ready as a CSV for your accountant.

Live in the Consumer demo · Sample interaction, figures illustrative

Purchee AI for retailers

Ask the commercial questions your POS can't answer.

Who are my top 20 customers by lifetime spend?

Segment built. Top 20 = 34% of revenue, avg $2,420 LTV. 4 have lapsed >60 days — draft a winback?

Draft a 15% promo for lapsed Gold-tier customers

Campaign ready. 142 recipients, "15% off your next visit", expires in 14 days. Preview receipt-wallet drop →

What's driving the return rate spike this month?

SKU cluster identified. 61% of returns this month came from 3 SKUs in the autumn denim drop — sizing is the pattern.

Live in the Retailer demo · Sample interaction, figures illustrative

Natural-language search

Ask by item, store, date, amount, or fuzzy memory — no filters, no menus.

One-prompt segmentation

Describe a customer cohort in English — the segment is live and campaign-ready.

Explain-the-why analytics

Not just what moved, but which SKUs, stores, and segments caused the move.

Private by default

Your receipts stay yours. AI runs over your data — never sold, never trained against you.

Try Purchee AI in the demo → Get early access

Security & Privacy

Tamper-proof by design. Private by default.

Purchee treats a receipt like a financial document, not an email.
Encrypted end-to-end, HMAC-signed at write, and cryptographically verifiable years later by any party.

End-to-end encryption

Every receipt, every identity anchor, every API call. Encrypted in transit and at rest — no exceptions.

TLS 1.3 · AES-256-GCM

HMAC receipt verification

Every receipt is signed at write time with a per-retailer HMAC secret. Any party can verify it hasn't been tampered with, any time.

HMAC-SHA256 · per-receipt signature

Zero-trust architecture

No blanket access to identity or spend data. Every API call is authenticated, scoped to the caller, and logged to an immutable audit trail.

OAuth 2.0 · mTLS · scoped tokens

Consumer-owned identity

PurcheeID anchors are granted by the consumer and revocable at any time. One tap deletes every trace — retailer data and all.

Consent-first · Right-to-delete

Compliance-ready

Built to PCI DSS, GDPR, and Australian CDR data-portability standards from day one. SOC 2 Type II on the M12 roadmap.

PCI DSS · GDPR · CDR · SOC 2

Tamper-evident audit log

Every read, every write, every consent change — logged to a per-retailer append-only ledger. Downloadable on demand, never editable.

Append-only · Merkle-chained

Live verification

how a Purchee receipt proves itself

# every receipt carries its own signature

receipt_id "rcpt_01HQZK9X3YT2M4V7N8B5RPE8JD"

merchant "officeworks-elsternwick"

amount $189.00 AUD

issued_at 2026-04-04T10:14:27Z

signature "f3a1…c09e" // HMAC-SHA256(body, merchant_secret)

Signature valid · receipt unchanged since 04 April 2026 · verifier: consumer wallet

Hosted in Australia · AWS ap-southeast-2 (Sydney) Data never leaves region Privacy Act 1988 aligned Notifiable Data Breaches scheme